Security Bank revenue growth highlights stronger income, higher deposits, and expanding retail loans
Security Bank shows steady momentum in the first nine months of 2025. The bank reports higher revenues, stronger loan growth, and expanding customer activity. The gains reflect how more Filipinos now rely on digital banking, retail credit, and easier access to financial services.
Total revenues reached PHP48.8 billion. This marks a 22 percent increase from last year. Net profit rose to PHP9.1 billion. Customers helped push net interest income to PHP37.2 billion as more people used home loans, auto loans, and credit cards for daily needs. Net interest margin reached 4.70 percent. This points to stronger earning power from lending activities.
Non interest income grew to PHP11.6 billion. Growth came from credit card fees, payment services, and capital market activity. The bank raised its spending by 20 percent due to investments in technology and manpower. These investments aim to improve the customer experience.
The bank closed the period with PHP901 billion in deposits. CASA deposits grew by 17 percent and made up almost half of total deposits. Security Bank now operates 365 branches after opening 19 new locations this year. This wider footprint gives more communities access to banking services.
Retail loans grew 24 percent year on year. Auto loans jumped 42 percent. Credit cards rose 27 percent. Home loans went up 15 percent. Total loans reached PHP672 billion.
Liquidity remains strong. The bank posted an LCR of 189 percent and NSFR of 143 percent. Both figures sit well above regulatory requirements. Capital buffers stand firm with a CET1 ratio of 12.7 percent.
Security Bank will pay its second semester cash dividend of PHP1.50 per share this November. This brings the total cash dividend for 2025 to PHP3.00 per share.
Security Bank President and CEO Sanjiv Vohra says the bank stays focused on customer centric growth. He highlights improved efficiency and stronger profitability for the quarter.
The bank ends the period with total assets of PHP1.14 trillion, showing steady expansion backed by its growing retail base.
