6 Jars that can help you on your way to be debt free

Here’s a common scenario that happens to every Pinoy…

The 15th of the month comes and everyone’s excited? Why not? It’s PAYDAY once more!

People claim their pay slips and the next scenes that go down lead to what we all call FINANCIAL DISASTER.

I am not an exemption. Everyone went through this story at least once in their life. For some others, it’s already a habit… It’s a cycle that they go through twice every month. 

And what’s this situation?

So, we get our pay slips from the HR office. We count the bills and see there’s enough to spend for the day. We go to the mall to pay our bills, get groceries for the next weeks, but we also lose our minds when we see all the Sale and New Releases. We think, “it’s okay to buy, it’s discounted anyway,” or “I’ll buy just one, I can’t miss the promo sale of the new release watch.”

These and more all lead us to unplanned expenses. Later, when we go home to check how much is left, we scratch our heads because there’s no more left for other necessities, let alone some emergency funds. What happens next to this?

We borrow money from friends or family members. Some others even have to take offers from loan sharks which cost them 20% interest of the amount they borrowed. 

Juan dela Cruz, it’s time to change your style and aim for financial freedom. Dump the materialistic desires and spend your money wisely.

So, today, to help you organize your accounts and be debt free, we present to you the JARS money management system.

Basically, using this system, you split your money up into six different accounts, and you have percentages of your money to put into each account. You can use bank accounts or actual jars.

So what are these jars and what percentage of your income goes into them?

For every peso you earn you sort it in the following six “jars” labeled as follows:


What do you think?


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