Cancer, Stroke, Heart Disease Drive Nearly ₱1 Billion in Pru Life UK Critical Illness Claims

Insurer paid ₱937.25 million in critical illness benefits in 2025 as serious health conditions continue to affect Filipino families.

Serious illnesses continued to place financial pressure on Filipino families in 2025, with Pru Life UK paying ₱937.25 million in critical illness benefits to customers facing major medical conditions.

The amount formed part of the company’s ₱2.86 billion in total claims and benefits paid last year across 13,599 approved claims.

According to Pru Life UK, cancer accounted for the largest share of critical illness claims, representing 58% of total critical illness payouts or ₱329.93 million.

Stroke followed with ₱96.67 million in claims, while heart attack claims reached ₱56.42 million. Renal failure and brain tumours were also among the top causes of critical illness claims.

“The claims we pay provide a real-time picture of the risks that Filipino families face every day,” said Kristine De Monteverde, Senior Vice President and Chief Operations Officer of Pru Life UK.

De Monteverde said every claim represents a customer or family dealing with unexpected health, financial, or personal challenges.

Beyond critical illness benefits, Pru Life UK paid ₱1.78 billion in death benefits to beneficiaries of 1,884 policyholders. These payouts helped families manage financial needs following the loss of a loved one.

The company also released ₱142.31 million in living benefits covering hospitalization, accidents, disability, medical reimbursement, and other healthcare-related needs.

The figures highlight the continuing impact of serious illnesses such as cancer and cardiovascular diseases on household finances.

Treatment for major conditions can lead to high out-of-pocket expenses, income disruption, and long recovery periods, making financial protection increasingly important for many Filipino families.

For Pru Life UK, the claims report reflects fulfilled commitments during difficult moments in customers’ lives.

“Our promise goes beyond providing insurance coverage,” De Monteverde said. “It is about giving families peace of mind and helping them focus on recovery, rebuilding, and moving forward with confidence.”

Pru Life UK serves customers through a nationwide network of more than 35,000 licensed agents and over 200 branches and general agency offices.

The company said it continues to strengthen its customer experience and protection offerings as it works to serve generations of Filipino families.

The takeaway: Pru Life UK’s 2025 claims data shows why financial protection matters, especially as serious illnesses continue to create health and financial challenges for Filipino households.