Maxicare, Billease Partner to Offer Installment Options for Prima Plans

Maxicare Healthcare Corporation has partnered with consumer finance platform BillEase to give eligible customers another way to purchase selected prepaid healthcare plans.

Under the agreement, participating Maxicare PRIMA plans are now available through the BillEase app marketplace. Customers can browse eligible products, apply for financing and complete their purchase within the app.

The partnership connects preventive and outpatient healthcare products with digital payment options, addressing one of the practical reasons some Filipinos delay securing healthcare coverage: the difficulty of paying the full cost upfront.

However, installment purchases remain subject to BillEase approval and applicable financing terms. Customers should review the total amount payable, interest, fees, due dates and consequences of delayed payments before completing a transaction.

What Maxicare PRIMA offers

Maxicare PRIMA is a range of prepaid healthcare products designed primarily for outpatient and preventive care.

Depending on the selected plan, benefits may include:

• Consultations at participating Maxicare Clinics
• Routine checkups
• Laboratory tests
• Diagnostic procedures
• Specialized care for mothers and babies
• Services for members with specific health needs

Some PRIMA plans may remain valid for up to one year after purchase, subject to the particular product’s activation, validity and usage rules.

Benefits differ among plans. Customers should check the complete coverage, clinic network, exclusions and service limitations before buying.

PRIMA is not necessarily equivalent to a comprehensive HMO plan, hospitalization policy or emergency medical insurance. Buyers should confirm whether a product matches their actual healthcare needs.

Purchase completed inside the BillEase app

Customers can access participating plans through the Deals section of the BillEase app.

The process described in the release involves the following steps:

1. Download the BillEase app.
2. Create or sign in to an account.
3. Open the Deals section.
4. Select an eligible Maxicare PRIMA product.
5. Review the available payment plan.
6. Complete the application, payment and confirmation in the app.

BillEase provides real-time credit decisions for eligible applications. Approval, credit limits and payment arrangements may vary depending on the customer’s profile and the platform’s assessment.

The release does not disclose specific installment periods, interest rates, service fees or minimum credit requirements for the participating Maxicare products.

Connecting healthcare and financial technology

Maxicare Group President and Group CEO Christian Argos said the partnership is intended to make the company’s healthcare products more accessible through convenient payment options.

“This partnership is a testament to how healthcare and financial technology can unite to address traditional barriers to medical security,” Argos said.

BillEase Head of POS Product Kurt Molina said access to credit can have a meaningful role when it helps people secure preventive care.

“Embedding our platform into Maxicare’s ecosystem breaks down traditional economic barriers to healthcare, making quality preventive care accessible to all,” Molina said.

While financing can spread the cost over time, it does not reduce the importance of comparing the plan’s benefits against its full purchase and borrowing cost.

Opening Maxicare Clinics to more customers

Maxicare Clinics President and CEO Josephine Lopez said the partnership could help the company reach health-conscious Filipinos who may have postponed preventive care.

Maxicare PRIMA allows eligible customers, including walk-ins, to use covered services at participating Maxicare Clinics without relying solely on employer-provided healthcare benefits.

The partnership was implemented with ProTech, an insurance-technology company that supports embedded protection products and services.

Through the arrangement, Maxicare provides the healthcare product, BillEase facilitates eligible financing, and ProTech serves as an ecosystem partner supporting the integrated offering.

What customers should check before purchasing

Before selecting a Maxicare PRIMA product through BillEase, customers should confirm:

• The exact medical services included
• Participating clinics and locations
• Product activation and expiration rules
• Limits on consultations, tests or procedures
• Exclusions and non-covered services
• Total installment cost
• Interest and applicable fees
• Payment dates and late-payment consequences
• Cancellation and refund policies

The partnership expands payment choices, but the suitability of a particular plan will depend on the customer’s healthcare needs and ability to meet the repayment schedule.

Maxicare PRIMA plans are now listed on the BillEase platform, according to the release. The document does not provide an official publication date, complete list of eligible plans or detailed financing terms.

Customers may visit Maxicare and BillEase or consult their official support channels for current plan details and payment conditions.

How the Partnership Works