Supercharge savings with Maya Personal Goals
Saving for your dream purchases or experiences is now easier with Maya Personal Goals. Offering up to 8% interest per annum, Maya gives you the chance to make every milestone closer and more attainable.
Maya, the top digital bank in the Philippines, powers your Personal Goals with interest that grows as you save. Every deposit you make helps you move forward faster.
With Maya Personal Goals, you start at 4% interest per annum on deposits from ₱1 to ₱20,000. Every ₱20,000 you add increases your rate, reaching up to 8% per annum on deposits of up to ₱100,000. Beyond that, no interest applies, so you can maximize your money while keeping your savings focused.
You can also set up to five goal accounts at once. Whether for travel, gadgets, concerts, or K-pop merch, each goal has its own space inside the Maya app.
Flexibility is another advantage. There are no lock-up periods and no cancellation fees. You save at your own pace, and you can access your money anytime.
Your funds are secure too. Maya is licensed by the BSP and deposits are PDIC-insured up to ₱1 million. This ensures your money grows with peace of mind.

Getting started is simple:
- Open the Savings tab in the Maya app and set up your goal. Name it, set a due date, and assign a target amount.
- Fund your goal directly from Maya Savings, Maya Wallet, or other banks.
- Start earning interest right away, with the chance to boost your rate as your savings grow.
Maya Personal Goals makes saving a smarter choice. Your dream trip, gadget, or stan life is closer when your money is working for you.
