BPI Kaya Care Insurance offers simple cover for major illness
BPI and BPI MS introduced BPI Kaya Care Insurance to give Filipinos a simple way to protect their health and finances. Many families face rising health risks. Many feel the pressure of growing medical costs. This plan aims to give support that you can use when you need it most.
Data from the Philippine Statistics Authority shows a sharp rise in major illnesses. Heart disease, cancer and stroke remain leading causes of death. Many families struggle to start treatment because they need time to gather funds. Kaya Care responds to this need with a plan built for speed, clarity and access.
BPI Kaya Care gives a lump sum cash benefit once a policyholder is diagnosed with cancer, heart attack or stroke. Early stage diagnoses receive half of the benefit. Major or late stage cases receive the full amount. You can claim the support as long as the insured survives seven days after diagnosis. This gives families time to follow medical advice at once and avoid treatment delays.
You can use the cash for treatment or therapy. You can also use it for medication or daily living expenses. The plan focuses on giving you control during a stressful stage in your life.
Ginbee Go of BPI shared that the bank wants to make protection easier for every Filipino household. She said BPI Kaya Care gives families room to focus on recovery instead of money problems.
The plan fills a gap that affects many families. Government programs offer support for some treatments, but patients still need funds to begin care. Kaya Care gives immediate support so you can move fast and stay financially steady.
Premiums start at 859 pesos per year depending on age and plan. Enrollment is simple. You can sign up online, at any BPI branch or at a BPI MS office. The claims process is also direct and friendly.
BPI MS President Noriyuki Kobayashi said many Filipinos remain underinsured while medical costs continue to rise. He said the partnership aims to give more households access to protection that fits their budget and needs.
BPI sees Kaya Care as part of its wider mission to help Filipino families build resilience. As the country expands healthcare facilities and specialty hospitals, the plan gives families the means to use these services without losing financial stability.
