CIBI Named Among Asia’s Most Influential Companies at Aces Awards 2026

CIBI Information Inc. has been recognized among Asia’s Most Influential Companies at the ACES Awards 2026, highlighting its expanding work in credit information, identity verification and fraud prevention.

The recognition marks another milestone for the Philippine credit reporting company as it develops services that help institutions understand risk and make better-informed decisions.

For people building their first credit profiles, that work can help make them visible within the formal financial system. For financial institutions and businesses, it provides information to support assessments of borrowers, identities and potential risks.

From credit reporting to broader data services

Established in 1982, CIBI has expanded beyond credit reporting into data and intelligence services for lending, employment, identity and business verification, and fraud prevention.

The company said this expansion responds to increasingly interconnected challenges. A lending decision, for example, may involve questions about a borrower’s credit history alongside the need to verify identity and detect possible fraud.

CIBI President and CEO Pia Arellano said institutions need to understand what available information means and how to use it in responding to risks.

“For us, trusted data becomes even more valuable when it’s used to help institutions act with greater confidence,” Arellano said.

Helping more Filipinos establish credit profiles

As an accredited Special Assessing Entity of the Credit Information Corporation, CIBI combines credit information with alternative data and scoring solutions to help financial institutions develop a broader view of potential borrowers.

According to the company, its data infrastructure has supported 10.1 million people new to credit since 2024, helping them establish credit profiles and become visible within the formal financial system.

The figure describes support for credit visibility; it should not be read as the number of people who received loan approvals.

CIBI also promotes credit education and responsible borrowing, connecting access to financial services with a better understanding of how to participate in the system sustainably.

Addressing identity, employment and fraud risks

The company’s broader services include initiatives such as CIBI University, the Fraud Intelligence Data Sharing Network, and workforce solutions.

These reflect its effort to apply data across different financial and business needs, extending its role beyond assessing credit risk.

CIBI also works with organizations across the Philippine regulatory and financial ecosystem, including the Credit Information Corporation, Securities and Exchange Commission, Bangko Sentral ng Pilipinas, and industry associations.

According to CIBI, these collaborations aim to strengthen information sharing and help institutions identify risks that may be difficult to detect individually.

Building on more than four decades of operations

CIBI says it serves more than 500 organizations across different industries and has a team of over 200 professionals.

The company was acquired by private equity firm Creador in 2020. It has also worked with international organizations including FICO, GDS, Smart Consulting and Malaysia’s CTOS to bring additional expertise into its Philippine operations.

Its ACES Awards recognition brings attention to the growing role of reliable information in financial inclusion. Establishing a credit profile is one part of that work; helping institutions interpret information responsibly is another.

For CIBI, the next step is to expand its capabilities and partnerships as credit, identity and fraud challenges continue to evolve.

Learn more at cibi.com.ph.