Money Guro Launches Loans for Filipino Small Businesses

What Readers Should Know
Money Guro has launched four loan options for Filipino entrepreneurs, offering ₱5,000 to ₱20,000 with terms of three to six months. Applications are handled online, while Cebuana Lhuillier branches manage disbursement and repayment after approval.
Key Takeaways
- Money Guro has added business financing to its financial education initiative.
- Announced loan amounts range from ₱5,000 to ₱20,000.
- Loan terms range from three to six months.
- MerryBiz, ClickStart, SheGlows, and FoodTrip support different small business needs.
- Applications are online, with branch-based disbursement and repayment once approved.
Cebuana Lhuillier’s financial education initiative adds four financing options, with loan amounts ranging from ₱5,000 to ₱20,000.
Money Guro, Cebuana Lhuillier’s financial education initiative led by President and CEO Jean Henri Lhuillier, has launched Money Guro Loans to help Filipino entrepreneurs access financing for their businesses.

The offering includes four options for small retailers, online sellers, women entrepreneurs in beauty and personal care, and food businesses. According to the announcement, loan amounts range from ₱5,000 to ₱20,000, with terms of three to six months.
The expansion connects Money Guro’s financial education work with funding that entrepreneurs can use to address business needs and pursue growth opportunities.
Turning financial knowledge into action
Money Guro has focused on helping Filipinos make informed financial decisions. With the addition of loans, the initiative aims to give entrepreneurs another way to put those lessons into practice.
“Financial literacy is only meaningful when it empowers people to act. With Money Guro Loans, we are giving Filipino entrepreneurs the means to turn knowledge into opportunity, to grow their businesses, and to strengthen their communities. This is the next chapter of our commitment to financial inclusion,” Lhuillier said.
For small business owners, the financing options address specific needs, from securing holiday inventory to expanding an online storefront.
Four loan options for different entrepreneurs
| Loan option | Intended business needs |
|---|---|
| MerryBiz Loan | Helps small retailers stock inventory and secure supplies ahead of increased Christmas demand. |
| ClickStart Loan | Provides financing for online sellers seeking to expand their digital storefronts. |
| SheGlows Loan | Supports women entrepreneurs in the beauty and personal care sector. |
| FoodTrip Loan | Provides capital for home-based food sellers, bakers, food carts, and carinderias. |
The options reflect the different circumstances of small businesses. A retailer preparing for a busy season may need additional stock, while a food seller may need capital for ingredients and supplies.
Online applications and branch support
Money Guro Loans uses an online application process. Once a loan is approved, Cebuana Lhuillier branches handle disbursement and repayment.
The supplied announcement does not specify interest rates, fees, eligibility criteria, documentary requirements, or approval timelines. Interested applicants should confirm these details and the total repayment amount through official Money Guro or Cebuana Lhuillier channels before accepting a loan.
Making financial education more practical
The launch expands Money Guro’s role from teaching financial concepts to offering financing for everyday entrepreneurial needs.
For Filipino business owners, it provides another funding option to explore when preparing for seasonal demand, growing an online store, or supporting a food or beauty business.
Interested entrepreneurs can ask official Money Guro or Cebuana Lhuillier channels about the appropriate loan option and review its complete costs and repayment conditions.
Frequently Asked Questions
What is Money Guro Loans?
A financing offering for Filipino entrepreneurs launched through Cebuana Lhuillier’s Money Guro initiative.
How much can entrepreneurs borrow?
Announced loan amounts range from ₱5,000 to ₱20,000, subject to approval.
What are the loan terms?
Three to six months, according to the announcement.
Which businesses do the loans support?
Small retailers, online sellers, women entrepreneurs in beauty and personal care, and small food businesses.
How do applications and repayments work?
Applications are handled online. After approval, Cebuana Lhuillier branches handle disbursement and repayment. Confirm requirements, interest, fees, and repayment details through official channels.