Getting your first insurance? Here are the top things to consider

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Health insurance should be a given to every citizen. – Jesse Ventura

We are living in a fast-pacing world where everything is going instant, including the different kind of diseases that are coming up everywhere. In times like these, every responsible citizen must be wise enough to take an insurance for themselves and their family members.

This article includes some of the things to consider when getting your very first health insurance:

  1. Plan your budget

Of course, before getting an insurance, you have to strictly commit to a budget plan in order to get one because insurance is paid for premiums that range from monthly to annually. Know the budget you can take, however, consider getting a group health insurance with some loved ones who are interested for the premiums to go lower. You and your group of five members and more will all benefit from the insurance you took.

  1. Know of the coverage and benefits

Taking your very first insurance plan may not be easy but if you think you are a very healthy person at the moment, you may consider getting the lowest coverage, you can use it for check-up purposes as well. Remember that insurance is only used for emergency purposes. Also, think carefully about the benefits you will get on your insurance, read all the little details like the coverage per procedure and conditions you have in the contract before finally signing.

  1. Research, research, research

With the use of smartphones or laptops, the internet which contains a wide range of information has become an easy access to every individual. Before you commit to a specific company, know the right health insurance that fits your needs.

The health of everyone must be prioritized at all times. Getting the right health insurance for you will not only save your overall wellness but your future pockets as well.

If you’re looking for a dependable health insurance Malayan Family Protect might help you. They are designed to cater to your specific need and the need of your family members. You can get cash benefits not just for hospital confinement but also for ICU coverage, life, and disability benefits.

Malayan Insurance Co., Inc. is the leading non-life insurance company in the Philippines. Founded in 1930, Malayan offers its client and the public guaranteed peace of mind through service excellence, quality insurance protection, and the prompt processing and settlement of just and valid claims.

To learn more visit to know more about their health protection packages.

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Introvert, wanderer, blogger, foodie, a hip-hop music writer, and one of the co-founders of a tech start-up company called GigsManila.